Gusto
Review
Gusto is the leading US payroll and HR platform serving 400,000+ small businesses with simple, transparent pricing starting at $40/month. Built by founders for founders, Gusto automates federal and state tax filing across all 50 states, offers ACA-compliant group health insurance for teams as small as 2 employees, and provides the cleanest, most intuitive HR interface in the US SMB market.
Countries
Businesses Served
Per Employee/Month
Setup Time
Provider Highlights
Advantages
- Transparent pricing from $40/month — no hidden fees
- Automated tax filing across all 50 US states
- Group health insurance access for teams of 2+ employees
- 400,000+ US businesses trust Gusto for payroll
- Clean, modern interface loved by non-HR founders and operators
Limitations
- US-focused — limited international EOR capability
- Not suitable for enterprise or complex global workforce needs
- Contractor management less robust than Deel or Remote
- Customer support response times can be slow at peak periods
- No dedicated account manager at base tiers
OUR TAKE
Is Gusto the Right EOR for You?
Gusto is a strong choice for companies that prioritize simple, affordable US payroll with access to group health insurance for small teams. While it excels at automated tax filing across all 50 states with transparent pricing from $40/month, it may not be the best fit if your priority is international EOR coverage or enterprise HR capabilities. Use our free comparison tool to see how it stacks up against alternatives for your specific needs.
Best For
US Payroll and PEO
US-based businesses needing payroll, benefits, and HR management for domestic teams.
SMBs & Enterprises
Businesses of all sizes benefit from a single platform to hire, pay, and manage global teams.
Rapid Startups
Startups needing quick hires and international scaling.
Cost-Conscious Teams
Budget-focused companies seeking transparent, affordable EOR without hidden fees.
Transparent Pricing, No Surprises
Gusto's pricing is structured around a per-employee monthly fee starting at $40 plus a base subscription, with costs varying by plan tier and add-on services. Setup fees are $0 and no termination fees apply. Volume discounts are not standard but may be available for larger accounts. Always confirm the final quote directly, as state-specific taxes and benefit costs may be added.
Pricing Breakdown
Base Monthly Fee (Per employee, per month)
Setup Fee (One-time, varies by country)
Termination Fee (Covers statutory costs)
Volume Discounts (Available for 10+ employees)
Find a better EOR — without risk
Compare EOR providers to gain insights on cost, coverage, and contract flexibility, ensuring compliance and payroll continuity.
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